Planning for the Future

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Retirement....

I am 39 and I am looking forward to retirement.

I am excited about the opportunities and possibilities that retirement will bring.  I am also slightly scared because how well will I be when I get to the age I want to retire?. How long is a piece of string comes to mind.  

I do not have a fear about our future as such and I do not lay here preoccupied with endless worries about money.  What will be will be.  I have stayed on a fairly safe and steady path in life with a pension so hopefully that will produce some sense of security.  

Will this be enough? 

How long will this money last?

Trust me, like everyone, I have no idea.

I am in a job role I enjoy, in what is actually a relaxed environment for me.  I had vowed in December 2017 to never get stuck working somewhere that I hate just for money.  In my humble opinion, having worked since 14/15 years old in my first Saturday Job, there's no amount of money that makes staying in a job that you hate worthwhile, unless you absolutely have no choice.  So there is no amount of money for me, at least, unless I was in a situation were I had absolutely no other choice.  Life is now, not in sone imagined future existing just in my head. 

Right now, I have no idea what our future holds or what our retirement will be like.  I know what I want our future to be like, what I want our retirement to be like.  The last 8/9 years have actually taught me alot about adapting, going without, living simpky so if needed I will apply this is retirement.    

Something money cannot actually honestly buy is love and I have this. I have a wife and an adorable mini Labradoodle.  I also have a handful of very close people that have my back, this is worth everything to me and cannot be bought with money.  Whatever happens from here on in,  I have everything I need.   

I know that life is precious, I have learnt that life isn't worth wasting.  I will always find a way to make things work for us.  I and we as a couple will do everything we possibly can to live and enjoy our life everyday while also preparing for our future and whatever that may hold.  

Ward Thomas have a new song Lie Like Me and it's about how people perceive life needs to be lived.  There is no reason on god's earth why my life needs to be the same as some vapid idiot off the internet.  My forties will not be the same as my neighbours, I don't have children and a massive mortgage and I am not stuck in a job I hate, so my forties will be about me and what I want from life. 

Similarly, my retirement will look a lot different than that of my friends.  I do not want my life bound by what other people do or have done.  I want to live the life I want to.  I know that the future for everyone is unknowable.  I cannot control the future, Christ I cannot even control tomorrow so I will just continually go with the flow along with my wife. 

My wife and I know that life is precious and that you only get one chance at it, so we will go with the flow and move forward day by day.  


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